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SFC Bank + Guaranty Bank...A stronger combined community bank. Heritage SFC clients can continue to access accounts the same as always.

Guaranty Bank Guaranty Bank

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Deposit Rates

Check out our competitive deposit rates anytime.

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Guaranty Bank (SFC) Mobile

With the friendly Guaranty Bank (SFC) Mobile App, you can bank from anywhere!

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Home Equity Loan

A great way to consolidate debt or pay for major expenses.

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Apply Online in Minutes!

Let us help you realize your dreams of home ownership! Whether you are a first time home buyer, refinancing, or ready for your dream home, we have the knowledge and expertise to make the process easy and stress-free. Click the "apply now" button below to take the first step!

Apply Now

Send money using Zelle®

Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the lunch tab, Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to the recipient's account in a matter of minutes, and all you need is the recipient's email address or U.S. mobile phone number.

Download Zelle Today

FREE 24/7 Credit Score Access

Your credit score affects every aspect of your financial life – from loan rates to cost of insurance. The better your score, the more you save. That’s why we’ve made it easier to monitor your credit score by offering Credit Sense FREE in our Online and Mobile Banking.

Find Out More

Apply Online in Minutes!

Let us help you realize your dreams of home ownership! Whether you are a first time home buyer, refinancing, or ready for your dream home, we have the knowledge and expertise to make the process easy and stress-free. Click the "apply now" button below to take the first step!

Apply Now

Send money using Zelle®

Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the lunch tab, Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to the recipient's account in a matter of minutes, and all you need is the recipient's email address or U.S. mobile phone number.

Download Zelle Today

FREE 24/7 Credit Score Access

Your credit score affects every aspect of your financial life – from loan rates to cost of insurance. The better your score, the more you save. That’s why we’ve made it easier to monitor your credit score by offering Credit Sense FREE in our Online and Mobile Banking.

Find Out More
News / What is going on?
News
April 4, 2022

John Griesemer Appointed to QCR Holdings, Inc. Board of Directors

QCR Holdings, Inc. announces the appointment of John F. Griesemer to the QCRH Board of Directors, Guaranty Bank’s parent company.

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News
April 1, 2022

QCR Holdings, Completes the Acquisition of Guaranty Federal Bancshares, Inc.

QCR Holdings, Inc. is elated to announce the successful completion of the acquisition of Guaranty Federal Bancshares, Inc.

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News
March 29, 2022

QCRH Named 2021 Top 50 Community Bank by S&P Global

QCR Holdings, Inc. (QCRH), the parent company of SFC Bank, was again named one of the Top 50 Best-Performing Community Banks of 2021 with assets between $3B and $10B by S&P Global Market Intelligence.

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WE + care for
our communities
Values and Vision /

We are committed to fostering and preserving a culture of diversity, equity, and inclusion. It's our differences - of every kind - that make our company and our communities better. Our community is innovative, relationship driven, and hard-working. Guaranty is proud to be a part of this vibrant area. We share our neighbors’ strong sense of community pride and are extremely proud of the volunteer hours that our employees invest each year, and fully support these efforts. We are proud to be your Community Partner.

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About Community State Bank
As a community bank, we’ve made it our priority to provide a high level of service unmatched by any financial institution. With local decision making, we provide responsive, customized solutions and the latest in financial services and technology.

- Monte McNew, CEO
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